Equipment Sellers

Absolutely nothing! QuickSpark has zero fees and no contracts.
If you are approved for Pre-Funding, you will receive 100% of your invoice via ACH before your equipment ships. If not, you will be issued a Purchase Order (PO) from the bank and paid upon delivery of the equipment.
QuickSpark can work with customers who have not registered their business yet. We require proof of business before funding. This can be an EIN letter or a "doing business as" (DBA) from the County Clerk's office.
Yes! We work with customers who are currently dealing with bankruptcy and who have dealt with a bankruptcy in the past.
We can work with credit scores as low as a 550 FICO. Approvals are based upon the credit of the applicant(s) and/or the business' credit itself (if applicable).
You will be notified immediately via our partner portal and have full access to all of that customer's contact info. We also have a team specifically designed to work with your customers that have initially been declined, who can help customers get approved!
Our enhanced partner portal gives you full access and transparency into every transaction and application status. You also have 24/7 access, detail application summaries, real-time approval updates, and detailed transaction metrics.
Commercial lease-to-own structures are designed for businesses; new, small all the way up to Fortune 500 companies. This structure allows your customers to get simple interest, so they can have a minimum payment while increasing cash flow.
We can help you promote financing on your website, in your retail store, on your social media platforms, at trade shows ... anywhere you are promoting yourself, we can help!
Our technology allows you to display low monthly payments under the full price of your equipment. The process is managed by our dedicated in-house design team. We do the work and provide the tools.

Equipment Buyers

Yes! We believe in supporting entrepreneurs with equipment financing options for their new business. QuickSpark believes in America’s startup ecosystem and we will help you be a part of it.
Yes! We know that shy or bad credit is a real life situation. Our leasing options will give you the ability to get your business operation in motion.
Yes! We understand that having a bankruptcy on your record can look bad to traditional banks. We aren’t a traditional lender. We work with providers who can still fund your business operation.
Get the equipment needed to grow your business today while spreading payments over time. Financed equipment can create income that exceeds the cost of the monthly payments. Let your new equipment pay for itself while you earn additional income. Save your cash for other critical business expenses.
Very fast! After completing our secure online application, an immediate response will appear on the screen. You will also receive an email letting you know what the next steps are to quickly finalize your documents and get your new equipment.
Yes! The majority of our finance options are structured so you will own the equipment at the end of the term. Our people understand your business and can offer the solutions that best fit your business.
Taking advantage of the Section 179 deduction tax savings is not automatic through the IRS. A company must fill out form 4562 when filing taxes for the 2018 year, regardless if you are filing on time or through an extension. All Section 179 deductions are taken on an item by item basis, meaning you do not have to elect it on all qualifying equipment that was purchased and used in the 2018 tax year.
Our experienced QuickSpark advisors will find the most competitive finance solutions for your business. Whether you are a startup or an established business, we work hard to keep your rates low.

Tax Benefits

A business that finances qualifying equipment will still have the opportunity to take full advantage of the Section 179 tax deduction. Doing so is seen as a financial strategy to the bottom-line operations as this allows you to acquire equipment while making smaller payments, preserving much needed cashflow.

While minimizing out-of-pocket expenses, the business can deduct the full amount of the equipment (and/or software) without paying the full cost in the year acquired. Deductions in this manner can actually allow you to save a higher amount in taxes because the total write-off can actually exceed the full year payment amount for the equipment.
• Equipment & Machines Purchased For Business Use
• Personal Property Used In Business Operation
• Computers & Laptops
• Off-the-Shelf Software
• Office Furniture
• Large Property / Equipment Attached To Building (but not a structural component such as conveyor belts, printing press, large tools)

Qualifying equipment can also include items that are used for both personal and business operation. Section 179 deductions can only be taken if the equipment is used more than 50% of the time for business.
The Section 179 deduction program applies to new equipment, used equipment and off-the-shelf software that is financed in the 2018 tax year. At this current time, a business can elect to write-off up to $1,000,000 if the qualifying equipment is placed into service by December 31, 2018.
Section 179 was created specifically for small and medium-sized business. Any businesses that purchases and/or finances less than $1,000,000 in qualifying equipment (new or used) during the 2018 tax year should qualify for the IRS Section 179 deduction. The tangible personal property and/or off-the-shelf software must be put into operation by December 31, 2018.
Bonus depreciation is another deduction (outside of Section 179) to deduct 100% of equipment in the first year of service. Any businesses can leverage the 100% bonus depreciation (in the year it's put into service) that applies to new equipment only. However, bonus depreciation is not limited to your taxable income. You can deduct any amount of bonus depreciation, and if the deduction creates (or increases) a net operating loss, you can carry that amount back to offset previous year's income and also carry any unused loss forward to deduct against future income. Both Section 179 and Bonus Depreciation are available for leased equipment.
Taking advantage of the Section 179 deduction tax savings is not automatic through the IRS. A company must fill out form 4562 when filing taxes for the 2018 year, regardless if you are filing on time or through an extension. All Section 179 deductions are taken on an item by item basis, meaning you do not have to elect it on all qualifying equipment that was purchased and used in the 2018 tax year.